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The Louisville Gaines Real Estate Blog

The Louisville Gaines Real Estate Blog

The Low Down On Trash Pickup And Waste Disposal In Louisville

 Warning! This is a trashy blog! 

Now that spring is here, you will soon be drumming up plenty of trash. When cleaning your yard after a long winter, you will have bags of yard waste. As you clean and declutter your house, what you don't give away, you may pitch in the trash. You may even have old tires, construction debris, and appliances as you clean out the garage and basement. What are the rules for disposing of these items in Louisville? 

The city of Louisville, which became larger in 2003 through annexation of the rest of Jefferson County, only picks up trash from people who live in the old city of Louisville or in the newly created Urban Services District. If you live in an incorporated city, your own locale will have its own rules for waste disposal. If you live in an unincorporated area, you may have to contract with a private waste hauler. 

Rules For Waste Disposal In Louisville 

Within the Urban Services District, there are criteria for each type of trash you need hauled away. 

Household Trash

  • Household garbage is collected weekly at the curbside. You must place your waste in a city issued cart, unless you have an exemption to use cans. All your waste must be placed in the cart. If you have more trash than what your cart will hold, you can purchase additional carts or a larger one that holds 95 gallons from the city.

Recycling

  • Want to recycle? You can obtain an 18 gallon orange plastic container at no charge from the Division of Solid Waste Management or purchase a 95 gallon recycling cart for $50. If you rent, your landlord will sell you...

What Should You Consider When Buying New Construction?


If none of the prebuilt homes in the Louisville housing market appeal to you, you might want to consider new construction or build a new custom home. Whether you are looking for a home in the development or you take your plans to a custom builder, what should you include in the home? 

What To Consider In Your Newly Built Home 

According to George Davis from Pro Built Homes in Mentor, Ohio here are a few things to consider. 

  • Go green. To keep your utility bills out of the stratosphere, consider and Energy Star rated home that will offer the best features for keeping your heating and cooling bills low and your energy usage socially responsible. Click here to find builders who are Energy Star partners in our area. 
  • Consider energy efficient options. If you are looking for a home in a development, look for one that is energy efficient and consider any upgrades the builder offers that might improve efficiency. Such upgrades might include water-saving showerheads, low-e glazing, Energy Star appliances, whole-house ventilation,  framing with engineered lumber more efficient air conditioning equipment, rigid insulation on exterior basement walls, 1 inch of closed-cell foam in exterior walls followed by blown-in fiberglass, and an upgrade from open-cell to the higher-performing closed-cell foam in the roof.
  • Right size your home. What you want to ensure the proper amount of living space for your family, don't over buy. Though some recent surveys indicate that home size is increasing a bit, keep in mind that extra space means more house to heat, more house to maintain, and more house to...

How Do Your Wants Match Up To Those Of The Average Homebuyer?


If you're looking for your first home in Louisville this spring, you are putting into action the dream of many Americans. According to a survey by the National Association of Home Builders (NAHB) and Better Homes & Gardens Magazine, most people value buying a home. Regardless of ethnicity or age, most buyers surveyed had many of the same things on their mind when they went home shopping. How do your dreams match up with what buyers want in the home? 

The Homeownership Dream 

The survey looked at a group of white, black, Hispanic, and Asian homebuyers between 18 and 64 and determined that between 79 and 82% saw buying a home as part of the American Dream. In the 18 to 34 group of Millennial buyers, there was a concern as to whether they can reach the goal. 

  • 35% said they had no down payment
  • 28% said that what they wanted to buy with out of reach
  • 21% said they could not qualify for financing due to credit problems or lending standards. 

What Buyers Want In A Home 

What were people looking for in a home? Across the board, desirable features included: 

  • A walk-in closet in the master bedroom
  • Laundry room
  • Great room
  • Energy star rated appliances
  • Programmable thermostat
  • 2.5 bath
  • Energy star rated windows with low E properties
  • Proximity to parks and walking and jogging trails

 What Buyers Don't Want

 What were they not looking for? 

  • Laminate countertops
  • An outdoor kitchen or outdoor fireplace
  • A two-story family room or a two-story foyer
  • A media room
  • A whirlpool in the...

Don't Let What Your Homeowners Insurance Covers Surprise You


Is it finally Spring in Louisville?
As you look around home and yard, you  may be thinking of some repairs you need to make from the winter and some improvements you want to make for the spring. This is a good time to look over your home insurance policies and make sure that they are up to date. In case of loss, you don't want to be unpleasantly surprised about what it doesn't cover. 

Would Your Home Insurance Cover This? 

A recent amusing article in MSN Money points several unusual things that home insurance policies did end up covering. The homeowners noted in the examples below may not have thought to ask about coverage in advance to the incident mentioned, but they raise legitimate questions about your policy. What exactly does your home insurance cover? Here are some surprise items that some homeowners found were covered by their policy. 

  • "The dog ate my ring." When a homeowner claimed the dog ate a valuable piece of jewelry, the insurance company wanted to buy the dog to salvage the jewelry. The insurer ended up paying the claim after a call from the insured's lawyer. The homeowner got to keep his dog, which would not be covered under home insurance if he were lost or stolen. 
  • "My yard burned up and I couldn't have a wedding there." Homeowners who planned the backyard wedding for their daughter had to move to a hotel when fire destroyed the yard. A Massachusetts company paid the cost of moving the celebration to a hotel. Even if you are thinking about having festivities in your yard, this is a good reminder to make sure you have additional living expense if your home is damaged and you have to live elsewhere. 
  • "Cut a check to my decorator." Philadelphia homeowners whose home was decorated by a professional got reimbursement after a disaster so they could have a decorator redecorate after the repairs....

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